Professional Timeline

Mar 2025 — Mar 2026
Product Head — Integrated Credit Platform
Care Analytics and Advisory Pvt. Ltd. · Mumbai
  • Owned the full pre-sales and delivery cycle — discovery workshops, proposals, demos, onsite presentations, and stakeholder alignment through contract finalisation.
  • Led a team of 5 driving 5 concurrent, end-to-end LOS implementations for global banking clients.
  • Architected a Report Generator Module with API integrations to automate MSME credit underwriting workflows.
  • Ideated and delivered a Loan Collections Module from scratch — concept to signed client contract in under 2 months.
  • Integrated AI components: CAM Automation, AI BSA, and an AI Chatbot for database and policy queries.
  • Led pre-sales discovery workshops with CXOs across India, Bhutan, and Sri Lanka.
  • Authored 15+ high-value proposals across LOS, Mobile LOS, Collections, and Collateral Management.
LOSCollectionsMSME CreditAI BSACAM AutomationPre-Sales
Sep 2020 — Jan 2024
Senior Software Engineer
Nucleus Software Exports Ltd. · FinnOne Neo
  • Built and customised FinnOne Neo for a Middle Eastern banking client — 10+ major customisations across lead management, underwriting, and disbursement.
  • Led a team of 5 engineers in Agile sprints — stand-ups, backlog refinement, sprint planning.
  • Architected a digital parsing solution cutting loan migration time by 95%.
  • Transformed the code-review system impacting 1,000+ employees — received SPOT Award.
  • Received 3 consecutive above-average appraisals averaging 30% across tenure.
FinnOne NeoLOSCore JavaSQLAgile
May 2024 — Aug 2024
AI Product Management Intern
Predixion AI

Defined IT vision for debt collection, built product architecture for improved UX, and designed a data enrichment engine improving credit decision accuracy.

Academic Background

2023 — 2025

PGPM — Information Management

S.P. Jain Institute of Management & Research (SPJIMR), Mumbai · Tier-1

2016 — 2020

B.E. — Electrical & Electronics Engineering

BITS Pilani, Pilani Campus · Tier-1 · Pre-Placement Offer from Nucleus · AIR 5,240 in JEE Advanced

Product Management

Product Roadmap · PLM · Go-to-Market · Feature Scoping · MVP Definition

Fintech Domain

LOS · LMS · Digital Lending · MSME Underwriting · Collections · KYC/KYB

AI & Automation

CAM Automation · AI BSA · AI Chatbot · Underwriting Automation

Technical

API Integration · System Architecture · SQL · Core Java · Python · Figma · JIRA