Building
Credit ProductsThat Actually Work
Four years of end-to-end product ownership across Loan Origination Systems, MSME Credit Underwriting, Collections, and AI-powered lending automation — for banks and NBFCs across India, the Middle East, and South Asia.
Domain Expertise
Deep fintech product experience across the full lending lifecycle.
Loan Origination Systems
End-to-end LOS architecture, implementation and roadmap. Three years on FinnOne Neo at Nucleus Software for Middle Eastern banking clients.
MSME Underwriting & Collections
Automated credit appraisal, CAM automation, AI BSA, and a collections module built from zero to signed contract in under two months.
AI-Powered Lending
Integrated CAM Automation, AI Business Statement Analysis, and an AI Chatbot for policy and database queries into live lending platforms.
Pre-Sales & Implementation
Discovery workshops, proposals, demos, onsite presentations — fully owned from first conversation through contract finalisation.
UX & Product Design
User research, workflow mapping, wireframes, and UX revamps for credit and operations teams — reducing friction and TAT across lending journeys.
Cross-Border Delivery
Delivered for banking clients across India, the Middle East, Bhutan, and Sri Lanka — managing complex multi-stakeholder programmes end-to-end.
Latest Writing
Product thinking, fintech domain insights, and observations from the field.
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Work With Me
Lending system strategy, product design, or career advice — book a consultation directly.
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